XUANJI 璇玑

The Ten Gods 十神

偏财 Indirect Wealth — what it is, from the classical sources

Wealth at matching polarity — explicitly 众人之财, everyone's money rather than one's own, and read as exposed rather than held.

Term 十神 偏财 — Indirect Wealth (pian cai)
Relation to the Day Master 我克 · 阴阳相同 — controlled by the Day Master, same polarity
GroupWealth

何谓偏财?乃甲见戊、乙见己之例。非妻所带,乃众人之财也。切忌有姊妹兄弟分夺,柱无官星,祸患百出。

What is Indirect Wealth? It is the case of Jia meeting Wu, or Yi meeting Ji. It is not property a wife brought; it is the money of the many. Above all it must not be divided and seized by brothers and sisters — with no Officer star in the pillars, trouble breaks out a hundred ways.

《三命通会》· 论偏财

偏财好出,亦不惧藏,唯怕分夺,及落空亡,有一于此,官将不成,财将不住。

Indirect Wealth is happy to come out and does not fear being hidden either; what it fears is only being divided and seized, or falling into the void. With one of these present, office will not come together and wealth will not stay.

《三命通会》· 论偏财

众人之财 — the money of the many. The classical distinction between the two wealths is not size and not source; it is whose it is. Direct Wealth is the household's; Indirect Wealth is in circulation, and the same openness that lets it come to you lets it go elsewhere.

That is why 姊妹兄弟, siblings — which is to say the companion stars — appear in the definition itself rather than in the advice that follows. Money that is common property is by definition claimable by peers.

The chapter's own descriptive line is 主人慷慨不甚吝财与人有情而多诈 — open-handed, not tight with money, warm with people and much given to manoeuvre. We quote it as the text's characterisation of the structure, not as a verdict on anyone; this site does not read personality off a single stem.

Which stem is 偏财 for each Day Master

This is a lookup, not a judgement — it falls straight out of the element relation and the yin/yang match, and the table below is generated by the same function the chart calculator uses. Where the Day Master has its own essay, the name links to it.

Day MasterThis god is…
Jia yang Wood — Wu
Yi yin Wood — Ji
Bing yang Fire — Geng
Ding yin Fire — Xin
Wu yang Earth — Ren
Ji yin Earth — Gui
Geng yang Metal — Jia
Xin yin Metal — Yi
Ren yang Water — Bing
Gui yin Water — Ding

Sources: 《三命通会》 (San Ming Tong Hui, Ming, 万民英) and 《子平真诠》 (Zi Ping Zhen Quan, Qing, 沈孝瞻 — the original text, without Xu Leyu's commentary). Every passage above is quoted from a local plain-text edition and verified character by character. Translations are ours; corrections are welcome.

See this term on a real chart

Enter a birth date, time and longitude — the calculator returns the four pillars, the hidden stems, the nayin and the ten gods, with true solar time applied.

Open the chart calculator →

The other nine

正官 Direct Officer · 七杀 Seven Killings · 正印 Direct Resource · 偏印 Indirect Resource · 正财 Direct Wealth · 食神 Eating God · 伤官 Hurting Officer · 比肩 Parallel · 劫财 Rob Wealth

Full glossary · the ten Day Masters